Your account at a glance

Every number, date and document that describes your account — and where to find each one.

A quick map of everything you might be asked for, and where each one lives.

To sign in

	What it is	Where to find it
Account Number	Identifies your account. Looks like A1B2C34LOA01	Welcome letter, every statement, eAlert and eStatement emails, Account Summary
Access Code	The numeric code that goes with it	Same places
Date of birth or last 4 of SSN	The security question at sign-in	Not printed anywhere — only you know it

Lost them? See Finding your Account Number and Access Code.

What you owe

	What it is	Where to find it
Amount Financed	What you borrowed	Agreement, welcome letter, Account Summary
Account Balance	What is outstanding now	Account Summary, statement
Minimum Payment Due	What to pay this cycle — including anything past due	Statement, Account Summary
Payment Due Date	Pay by 11:59 PM Central on this date. Always between the 1st and 28th, so it is the same date every month	Statement, Account Summary
Payments Remaining	How many are left	Account Summary
Estimated Last Payment Date	When it should be paid off	Account Summary

Your terms

	What it is	Where to find it
APR / Interest Rate	Your rate	Agreement, Agreement Details
Term	How many months	Agreement, Agreement Details
Late Charge and NSF Fee	The fees that apply to your account — these vary by program	Agreement, Account Summary
Contract Number	The specific contract, where an account has more than one	Account Summary

If you have a promotional offer

	What it is	Where to find it
Promotional Period Expiration Date	Your deadline	Statement, Agreement Details
Amount still to pay	What must clear before the deadline	Statement’s promotional panel
Total interest at stake	What you owe if you miss	Same panel

See Promotional offers — this is the part of an account most likely to cost you money if it is misunderstood.

Your documents

Your contract packet, given to you at signing, contains your credit application, your agreement, required disclosures, and a welcome letter with your Account Number, Access Code, opening balance, first payment date and monthly payment amount.

All of it is in uPortal360 too, under View Documents — see Your agreement and account details.

Your home screen

Signing in shows most of this at once — your balance, your next due date, your minimum payment, and a warning if anything is past due.

Where the numbers live

Account Summary

Balances, fees, payments made and remaining, and your terms.

Your monthly statement

What changed this cycle, and what to pay.